The basic documents that are required for getting a Homeowners Insurance are the documents relating to your ownership of the property, your Social Security Number, DOB certificates, ID or Driving License, Address and Contact details, Information about your job, your family details and who would be occupying your property, etc.
Often the Lender or the Mortgage Bank may insure the property and add the premiums to your Loan EMI.
You will also need to furnish information about:
− Estimated cost to rebuild your house, any current insurance coverage or claims;
– Length of your stay in the home, whether it is used for any business purpose
– Safety devices installed such as – Security system, Alarms, Smoke detector etc.