Saturday, January 19, 2019
There are several aspects of Homeowner’s Insurance policy, which a homeowner must be very well acquainted with. A standard homeowner’s insurance policy includes the following coverage:(a) Dwelling CoverageDwelling coverage forms the basis of all homeowner’s insurance policies. It is concerned with the bare structure of the dwelling unit. The...
No, flood damage is not covered by homeowners insurance. A standard Homeowners policy does not provide flood coverage. It is not a part of standard Homeowners insurance coverage.However, you will certainly require flood insurance if you live in a flood zone. Flood insurance is available through a special policy...
People who go for homeowner’ insurance, often mistakenly think that they are covered from all natural perils. A homeowner’s insurance policy does offer coverage for damage caused by fires, lightning, windstorms and hail; but not all natural disasters are covered. For instance, damage caused by acts of God such as...
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